About Us

Founded in 2006, our aim has always been to improve currency transfers and payments for our customers.

SATFX was launched in 2007 to provide secure automated transactions (SAT) for overseas workers and international sportsmen and women in the UK wishing to send money home. Since then we have assisted thousands of customers with their currency needs and built some fantastic relationships in the process.

To enable SATFX to continue its journey, in May 2022 we became part of VFX Financial Plc.

VFX Financial is a leading non-bank provider of currency and payments services globally, providing a world class service and currency payments for businesses and individuals, all of which SATFX customers can now benefit from.

SATFX can now benefit from all that VFX Financial has to offer, including enhanced customer service, risk management services and improved technology.


Experienced, knowledgeable and approachable – the SATFX team are dedicated to providing clients with the highest levels of service and expertise.

Adam Cotton

I founded SATFX in 2007 with the aim of providing secure automated transactions (SAT) to private and corporate customers who needed to buy and sell foreign currency. Some fifteen years on, I am very proud to have achieved this goal by assisting thousands of our customers with their currency needs. To continue this mission, I am delighted to inform you that from 11th May 2022 SATFX has become part of the VFX Financial PLC group, a UK based financial institution regulated by the Financial Conduct Authority No. 900530


Kelly Eason
Head of Spain

Kelly joined the SAT FX team in October 2020 and is one of the longest serving professionals in deliverable foreign exchange on the Costa del Sol. He learnt his trade with several of the world’s largest foreign exchange providers over his 15-year career in FX and joined the SATFX team as a Director in Spain. Kelly worked on the financial markets in London for over 12 years before his move to Spain and has a reputable name within the industry with real estate agents, lawyers, and IFA’s due to his reliability and professionalism. Kelly is married with two children, is a keen sportsman and full-time taxi driver for his two niños.

James Underhay Pic Cropped

James Underhay
Head of FX Services

James has worked in the FX markets for 16 years for some of the industries biggest organisations. His roles have spanned sales, trading and strategic management, helping to drive growth whilst building high performing teams. His natural flair for rapport building gels well with his highly energetic outlook, so it’s always buzzy with him in the office. Outside of the office, James is a huge motor sport fan as well as a doting dad to his two children. He is also a keen golfer when time permits and very partial to a well made G&T. He joined SATFX in April 2019 to bolster the management team and support the growth plans of the business moving forward.



Second Floor 61-66

65 London Wall

London EC2M 5TU

+44 (0) 1491 577550


SATFX Spain Office

C.C Los Pinares de Elviria

Local 14




+ 34 951 820 072